General information only
The guides on Gaijin Money are general information about money and taxes in Japan. They are not tax, legal, or investment advice, and they don’t consider your personal situation. For decisions about your own taxes or investments, ask a licensed tax accountant (zeirishi), a financial adviser, or the relevant government office.
Accuracy and dates
I check facts against official sources and show the date each guide was checked. Rules, limits, and services change, and a guide may go out of date before it is updated. Always confirm the current rules on the official pages linked in each guide.
Investments and banking
NISA and iDeCo investments are not principal-guaranteed and can lose value. Mentions of brokers and banks are for information only. I don’t recommend opening an account with a specific company, and every company reviews its own applications.
Affiliate disclosure
Some links on this site are affiliate links, for example to Rakuten or Amazon. If you click one and then donate, buy, or sign up, I may earn a commission. You don’t pay more, and the price and terms are the same as going to the company directly.
Commissions don’t decide what I write:
- Facts come from official or company pages, linked next to each fact.
- Comparisons explain their criteria, such as English support or fees.
- Services without affiliate programs are included when they matter to readers.
Guides that contain affiliate links say so near the top.
External links
Guides link to government sites, donation portals, and other websites. I’m not responsible for their content, which may change without notice.
Liability
I’m not liable for any loss or damage that results from using the information on this site.
Last updated: October 6, 2026